Should I Buy Inside Article 4 Versus Outside Article 4

This is a question, I hear a lot, most investors are just namely looking within the Golden Triangle and are prepared to pay the ever increasing price per room of in excess of £110,000 a room (June 2021) for a Student home, incoming income dependable.

However, there are a variety of deals that you can pick up under £90,000 a room where you can buy a Student Home, tweak a further room inside eventually and have slightly less rent than the “Golden Triangle Area”.. When you do the Math it actually works out a better yield, but you also have to understand there obviously will be a slightly bigger risk in renting to Students if your outside of Article 4. That being said look at the numbers of University of Exeter students coming every year this is increasing year on year. If I was personally investing, couldn’t afford the crème de la crème area I would invest outside of Article 4, namely for these reasons, if I can’t rent to Students, I can find Professionals and if I can’t find either I can rent the house to a family!! So many options you are equated with, you always need a back-up plan if something goes wrong.

Don’t get me wrong the Golden Triangle is the preferred area, however if you have the odd asset outside of Article 4 you will generate a better return and percentage interest rate due to the value of that property will be lower than the one inside Article 4.

If you want an informal chat and someone to work with to help advise you, guide you through all the different options get in touch on 01392 492072